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Financial services regulators in the UK and New York are to share staff through a secondment programme that kicks off next month.

The New York Department of Financial Services and the Bank of England plan to share insights, knowledge and experience of emerging financial services and technologies.上海各区新茶工作室

The Transatlantic Regulatory Exchange programme, as it is known, will start with the exchange of experts in emerging payment platforms and digital assets.

Secondments will be for a minimum of six months, but could be extended to up to one year.上海新茶网

The New York regulator’s superintendent, Adrienne Harris, said: “Connecting the two global financial capitals of New York and London is critical for regulatory harmonisation in a world where financial services are not defined by geography.”爱上海龙凤419

Those taking part are expected to return to their home regulator “where they can bring their enhanced insights, knowledge and experience to work on regulation of emerging financial services and technologies”, according to the New York Department of Financial Services.

The programme will take the organisations beyond just sharing notes, according to Jean-Louis Bravard, a former managing director and interim CIO at JP Morgan.

“I think it’s a great idea because it’s basically a 3D view instead of a 2D approach to sharing notes on problems,” he told Computer Weekly. “In terms of method, I think the two regulators are quite different, while in terms of tools, I don’t think so.”爱上海同城对对碰

Bravard, who also spent time in the IT outsourcing sector, added that the exchange of knowledge and skills will help the organisations fill gaps without having to outsource. He said the people working at both organisations are highly trustworthy so it is a safe way of accessing different skills.

Cross-border cooperation by regulators will also contribute to the global market. Sarah Breeden, deputy governor for financial stability at the Bank of England, said: “By sharing our knowledge and learning from one another, we can better ensure that regulation supports global financial stability and safe innovation in payments and financial markets.”

According to Chris Skinner, CEO of The Finanser and industry commentator, called it “a win-win” for both organisations.

“This is an interesting development as the USA and UK see themselves as leaders in developing and regulating financial technology startups and markets,” he said. “The USA can bring insights into how the big tech firms think and their position on digital assets. The UK can bring access to the world’s leading fintech centre with the most advanced startup community.”

In consideration of the first planned exchange, which is around emerging payments and digital assets, David Bannister, analyst at capital markets-focused consultancy GreySpark Partners, said the US could learn a lot from the UK in terms of payment platforms.

“The US payment system is still stuck in the past and it’s only in the last few years that the split between electronic payments and cheques was finally in favour of a electronic payments.”

He added that in terms of digital assets, an emerging field of expertise, international cooperation is vital.爱上海

The cooperation will inevitably expand into other areas of finance where advanced technologies are used. With the rapid rise in the use of artificial intelligence (AI) in the banking sector and the continued threat from cyber criminals, keeping up with technology is a constant challenge for regulators.上海后花园论坛

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Led by Joon Sung Park, a Stanford PhD student in computer science, the team recruited 1,000 people who varied by age, gender, race, region, education, and political ideology. They were paid up to $100 for their participation上海419论坛. From interviews with them, the team created agent replicas of those individuals. As a test of how well the agents mimicked their human counterparts, participants did a series of personality tests, social surveys, and logic games, twice each, two weeks apart; then the agents completed the same exercises. The results were 85% similar.爱上海419论坛

“If you can have a bunch of small ‘yous’ running around and actually making the decisions that you would have made—that, I think, is ultimately the future,” Park says.爱上海419

In the paper the replicas are called simulation agents, and the impetus for creating them is to make it easier for researchers in social sciences and other fields to conduct studies that would be expensive, impractical, or unethical to do with real human subjects阿拉爱上海. If you can create AI models that behave like real people, the thinking goes, you can use them to test everything from how well interventions on social media combat misinformation to what behaviors cause traffic jams.

Such simulation agents are slightly different from the agents that are dominating the work of leading AI companies today. Called tool-based agents, those are models built to do things for you, not converse with you. For example, they might enter data, retrieve information you have stored somewhere, or—someday—book travel for you and schedule appointments上海后花园论坛. Salesforce announced its own tool-based agents in September, followed by Anthropic in October, and OpenAI is planning to release some in January, according to Bloomberg.爱上海同城对对碰

The two types of agents are different but share common ground. Research on simulation agents, like the ones in this paper, is likely to lead to stronger AI agents overall, says John Horton, an associate professor of information technologies at the MIT Sloan School of Management, who founded a company to conduct research using AI-simulated participants.

“This paper is showing how you can do a kind of hybrid: use real humans to generate personas which can then be used programmatically/in-simulation in ways you could not with real humans,” he told MIT Technology Review in an email.爱上海龙凤419

The research comes with caveats, not the least of which is the danger that it points to. Just as image generation technology has made it easy to create harmful deepfakes of people without their consent, any agent generation technology raises questions about the ease with which people can build tools to personify others online, saying or authorizing things they didn’t intend to say.上海新茶资源

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夜上海的**之旅：探访极限运动与冒险体验场所上海新茶资源

夜上海的 ** 之旅：探访极限运动与冒险体验场所

夜晚，上海这座城市从白天的繁忙与喧嚣中暂时解脱出来，开始展现出另一种令人神往的魅力。对于那些寻求 ** 与挑战的冒险者们来说，夜上海是一个绝佳的时刻，尤其是在探访极限运动与冒险体验场所时爱上海龙凤419。在本篇文章中，我们将带您一起探索夜上海的 ** 之旅。

首先，不得不提的是快速崛起的室内滑雪场。无论是冬季还是夏季，室内滑雪场都为城市里的人们提供了攀登雪山的机会。这些先进的滑雪设施使得滑雪爱好者们可以在城市中体验到真实的滑雪乐趣，而无需远离都市的喧嚣。在冰天雪地的环境中，您可以挑战自己的技术水平，享受 ** 的滑雪体验。

接下来是室内攀岩墙。这些攀岩墙通常位于高楼大厦的屋顶，为爱好者们提供了触摸天空的机会。当夜晚的霓虹灯亮起时，攀岩墙成为城市夜空中的明亮点缀。您可以尝试不同难度的攀爬路线，通过挑战自己在垂直墙壁上攀爬的技巧，释放出日常生活中积累的压力。无论是新手还是专业爬坛子，这里都能满足您的需求。

此外，夜上海还有一些特别的冒险体验场所，例如空中飞人体验。如果您一直梦想着像超级英雄一样自由地飞翔，那么这就是您的机会。在一个巨大的室内空间中，您将被系在绳子上，体验自由落体、翻转和盘旋的感觉。无论您是对极限运动感兴趣还是想要挑战自己的勇气，这个冒险体验都将令您心神荡漾上海新茶工作室。

最后，不能错过的是东方明珠广播电视塔的观景体验。当夜幕降临时，这座城市的灯火璀璨，而东方明珠塔将成为观赏上海夜景的最佳地点之一。站在高塔上，您可以俯瞰整个城市的繁华与美景，感受到无尽的光芒和活力爱上海419。此外，塔顶还设有旋转餐厅，您可以在享用美食的同时欣赏到360度全景。

总结起来，夜上海对于寻求 ** 与冒险的人们来说是一个绝佳的去处。从室内滑雪场到攀岩墙，再到空中飞人体验和东方明珠塔的观景体验，夜上海提供了各种不同的极限运动与冒险体验场所。无论您是对挑战自己的技术或勇气感兴趣，还是想要欣赏城市夜景，夜上海的 ** 之旅绝对不容错过。毋庸置疑，这将是一次让您身心都得到彻底放松和振奋的旅程。

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